What is the no claims discount?

When you want to buy your insurance, it is preferable to choose the cheapest car insurance through the best car insurance in saudi arabia company and compare insurance prices in saudi arabia with each other, as this service is provided by the Gonsure platform via the following link: https://www.gonsure.com, and some take advantage of car insurance offers to choose the cheapest car insurance in saudi arabia It is possible to get it, but many overlook this golden service that enables you to benefit from the absence of claims in your record with a discount due to you and obligatory on insurance companies. In the event of an accident, God forbid, the accident will be recorded in your record, whether it is a comprehensive car insurance or insurance against third parties. Therefore, if your record is free of any claims against any of the insurance companies, then this entails obligating the car insurance company to provide a discount to the owners of the record that is free of claims. If you want to obtain a car insurance policy for individuals, provided that the discount is applied to the new base price. No claims discount rates If the record was empty during the previous year, 10% of the vehicle insurance value will be deducted. If the record was empty during the past two years, 20% of the vehicle insurance value will be deducted. If the record was empty during the past three years, 30% of the vehicle insurance value will be deducted. If the record was empty during the past four years, 40% of the vehicle insurance value will be deducted. If the record was empty during the past five years, 50% of the vehicle insurance value will be deducted. As well as with regard to the method of calculating comprehensive insurance rates: If the record was empty during the previous year, 15% of the vehicle insurance value will be deducted. If the record was empty during the past two years, 25% of the vehicle insurance value will be deducted. If the record was empty during the past three years, 35% of the vehicle insurance value will be deducted. If the record was empty during the past four years, 50% of the vehicle insurance value will be deducted. If the record was empty during the past five years, 60% of the vehicle insurance value will be deducted. All vehicle insurance companies, such as Al-Jazira Takaful, alalamiya Insurance, and malath Insurance , follow the discount set by Najm for the absence of claims, as an encouragement from the Central Bank of Saudi Arabia and the concerned authorities for citizens to keep a record free of claims and accidents for a more aware society. How do you know your entitlement to the no claims deduction? For those who want to benefit from this service, they must follow the following steps: 

1- Those who want to insure their car, whether it is comprehensive car insurance or third-party insurance, must log on to the official website of Najm. 

2- Choose the "car insurance discount entitlement" service.

 3- Create a new account or login to the previously registered account. 

4- He will enter you on the page that will show you whether you are eligible for insurance or not. 

5- After you make sure that you are entitled to the deductible, you must go to the insurance company through which you wish to purchase insurance, and look at the eligibility conditions, whether they apply to you or not. We also advise you to visit our platform and take advantage of the car insurance price comparison service, as well as the method of purchasing a vehicle insurance in saudi arabia policy online from the Gonsure platform We, as motorists, must also cooperate to reduce the rate of accidents and claims in cooperation with the authorities that strive to encourage motorists and their insured to have a clean and accident-free record to reduce accident rates and spread the spirit of professional leadership in society in order to be a conscious society that can be followed at all levels.