Important factors to know when purchasing vehicle
In this article, you will find an explanation of some of the factors affecting the price of the vehicle insurance policy
Insurance prices differ based on several factors, most notably the year of manufacture of the vehicle, the accident record, and the age of the insured, as the year of manufacture of the vehicle results in an increase in its market value. The absence of a record of accidents or financial claims leads to the possibility of obtaining an additional discount when insuring your vehicle. There is no doubt that the age of the insured is an important factor in determining the price of vehicle insurance, as the younger the insured, the more Increased probability of committing accidents. For example, we can find out the price of Al Rajhi Takaful insurance by following the following steps: - First: Entering the Gonsure platform, which is considered a pioneer in the field of compare insurance prices in Saudi Arabia and comparing car insurance. - Second: Adding information related to the insured, represented by: (the purpose of the insurance, the identity or residence number of the owner, the date of birth of the owner, the type of vehicle registration, the serial number of the vehicle). Third: Determine the estimated value of the vehicle, in addition to the date of the desired validity of the policy and the purpose of your use of the insurance. Fourth: The platform will show all the insurance companies that the Gonsure platform deals with. Fifth: You must choose the type of insurance, whether it is comprehensive car insurance or third-party insurance, and search forAl-Rajhi Takaful insurance company. Sixth: Choose Al-Rajhi Takaful Insurance and view the terms and conditions in addition to reviewing the additional coverages, as the additional coverages allow you to cover wider coverage limits for the insurance policy. For example, Al-Rajhi Takaful Insurance provides additional coverages on the insurance policy with symbolic amounts such as: For the driver and passengers, roadside assistance, glass breakage, fire and theft coverage, natural disaster coverage...). Seventh: When you choose the type of insurance and additional coverages, you click on the word “Buy”. Eighth: You will see the policy details represented by (the type of coverage and additional coverages, the date of issuance of the policy, the date of the start of the policy, the date of the end of the policy, the email and the mobile number of the insured in addition to the bank IBAN number, as well as the information of the owner of the vehicle represented by (the name of the insurer). His identity number, date of birth, age, gender, marital status, education, profession, number of children under 16 years old, national address, in addition to the appearance of details of the detailed policy price according to the following: (insurance subscription premium, value added tax 15%, discount If any, the total amount), it also shows the insured the payment details related to his card, and the vehicle information represented in the following: (manufacturer, vehicle model, year of manufacture, engine size, transmission, expected miles traveled, distance traveled, vehicle parking place, purpose of Usage), and it shows you the drivers’ information, their names, ID numbers, date of birth, and vehicle driving percentage. Ninth: When confirming all the information and filling out the payment method, you must read and agree to the terms and conditions, then pay the amount. It is important not to deal with unreliable brokers in the field of insurance and to choose brokers carefully, as the Gonsure platform - authorized by the Central Bank of Saudi Arabia - offers you a service to compare and purchase car insurance according to high quality and professionalism, and it is also important to choose the insurance company carefully as the Al-Rajhi Takaful company on example in order to get better service.