Comprehensive car insurance

Comprehensive car insurance

Many vehicle owners resort to insuring their vehicles through comprehensive insurance programs in anticipation of any risks or accidents that carry an additional burden and significant financial losses to the vehicle owner. What is the definition of comprehensive vehicle insurance ksa, and how can you insure and print a car insurance policy while lying at home?

The concept of comprehensive vehicle insurance Saudi Arabia

Comprehensive vehicle insurance inside the Saudi Arabia is a program offered by insurance companies, through which they are obligated to compensate the insured for any material damages incurred to his insured vehicle and to cover any losses incurred by a third party vehicle in the event that the insured is the cause of this, within agreed terms and conditions according to The contract concluded between the two parties and in return for a fee paid annually by the insured to the insurance company

Things to pay attention to when purchasing a comprehensive motor insurance policy for your vehicle

Car insurance comparison It is necessary to know that insurance companies adhere to a fixed price issued by the Saudi Central Bank(SAMA), which determines the cost of the necessary saudi car insurance coverage in proportion to the services provided Where you can view the best offers offered by the vehicle insurance website, choose to request the printing of the insurance policy, and compare vehicle insurance online.

Pay attention to insurance coverage limits

The limits of insurance coverage mean the upper limit of costs and material burdens borne by the insurance company in accordance with the proposed insurance program. For example, the upper limit may be half a million Saudi riyals for material damages and below that is borne by the insured, where you can raise the insurance coverage ceiling in proportion to the consideration Material paid by the insured.

Know the cases that are not covered by comprehensive insurance

There are some cases that are not covered by the comprehensive car insurance, according to what has been agreed upon. Here are some cases that are not covered by the insurance:

- Accidents that occur on uneven roads, or desert areas where the risk is high, up to 100%.

Accidents in which the value of the security coverage specified in the comprehensive insurance policy exceeds, in which case the insured shall bear any additional costs.

- The geographical location of the accident, as some insurance policies are allocated within agreed geographical limits, and no accident is recognized outside these limits.

- The insurance policy does not include accidents resulting from traffic violations, such as driving in the opposite direction of traffic, cutting a traffic signal, or violating the speed limit on the street.

Understand the obligations of both the insured and the insured

Make sure to read the terms and conditions established between the two parties in accordance with the concluded insurance policy, so that the insured is aware of what he has and what he owes and the obligations and responsibilities of the insurance company. Printing the insurance policy and reading it carefully avoids any disagreement between the two parties as a result of a lack of proper understanding of it.

Inquiry about the validity of the insurance

Inquiry about the validity of the insurance is of great importance, as Najm website allows you to inquire about the validity of your vehicle insurance by entering the identity number of the car owner and the serial number of the car, and then pressing the submit button, to inquire about the validity of the car insurance. It is necessary to mention the Najm insurance discount through the “Entitlement” service that was launched and announced by the Saudi Central Bank(SAMA) as part of their services to protect the rights of the insured.

Finally, is it possible to buy car insurance online ?

Certainly, your car can be insured online through the Gunsure website with ease and you can choice the best car insurance in saudi arabia by the platform. All you have to do is enter the driver information and your vehicle information, then cheapest car insurance in saudi arabia rates and choose the one that suits you best car insurance in saudi arabia, and finally print the car insurance instantly.